• Optional@lemmy.worldOP
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    6 days ago

    https://www.seattletimes.com/business/medical-debt-may-be-wiped-from-credit-reports-heres-why-thats-a-big-deal/

    The Consumer Financial Protection Bureau has proposed a rule that would remove medical bills from credit reports, a ban that would prevent lenders from considering those debts when making decisions about whether to issue loans.

    The proposed rule change, announced Tuesday, would also increase privacy protections, help raise credit scores and prevent debt collectors from using the credit reporting system to coerce people to pay.

    . . . The proposed rule is open for public comment through Aug. 12, with the bureau working toward a final rule that would take effect next year.

    • Melatonin@lemmy.dbzer0.com
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      4 days ago

      It didn’t even HAPPEN? What the hell homesweethomeMrL?

      I’m not going to factcheck your post. I have to dismiss it. You have clearly mislead us all

      If you’re TRULY on the side of facts and integrity, you should edit it and explain which items here aren’t actually done.

      Disgusting.

    • AeroLemming@lemm.ee
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      5 days ago

      Until it actually happens, I’m very cynical. It sounds great, but so many things sound great and then just never go anywhere. It doesn’t mean anything at all if it doesn’t actually happen.

      • Optional@lemmy.worldOP
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        5 days ago

        It does mean something. It means there’s a plan, a bill, an Executive Order, political capital, political will, money/budget, and to see it through to universal acceptance so that it can’t be immediately rescinded by the next orange rapist administration and it only takes votes.

        In many cases it is already actually happening. These are all real examples, real things that are, in fact, happening. Things often “never go anywhere” because right-wing sewerholes and their friends around the political spectrum destroy those efforts at every available opportunity.

        RepubliQans and their supporters have, often, stated that their only goals are to prevent efforts like these from “going anywhere”. It’s a constant fight just to keep what we have now ffs because big money buys fascists cheaply and that’s what we’re fighting every session, every conference, every vote, every goddamned time.

        I get cynical, it’s absolutely understandable but, after decades of mikquetoast middle-of-the-road republiQan-lite Democratic initiatives (think “better jobs” and “middle-class tax breaks”) we’re finally - after the deeply humiliating disaster of the trump “presidency” - finally getting traction, buy-in, and votes for real positive progressive things.

        • AeroLemming@lemm.ee
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          5 days ago

          Don’t get me wrong, I’m voting whoever I have to to vote against Trump. I’m just not super optimistic about the future even with a Democrat winning the 2024 election.

          • Optional@lemmy.worldOP
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            5 days ago

            Fair enough. Having lived through decades of continuous so-so blah Democratic actions, this latest movement is, possibly from just the failure of everything else they’ve tried instead of listening to the progressives, it’s well, pretty good. And it gives me some hope, should we survive the next existential threat, and the ones after that.