• Sundial@lemm.ee
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    1 month ago

    My wife and I have pensions plans. We won’t retire for another 35 or 40 years but that’s the plan.

    • Universal Monk@lemm.ee
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      1 month ago

      That’s awesome, it seems really far away, but trust me, it goes by quick. I’m 55 and I retire in a few months. And I remember thinking it seemed so far away. And fuck, now I’m here. Crazy.

      • Shdwdrgn@mander.xyz
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        1 month ago

        Wow, how are you retiring at 55??? I’m 56, and have spent this year re-vamping my IRA accounts with the hope of retiring in 10-12 years without any reliance on the social security that will be gone.

        [Edit] I see below you mentioned having a pension. Must be nice!

        • Universal Monk@lemm.ee
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          1 month ago

          As long as Trump doesn’t decide to suddenly end pension plans! I mean, i don’t really think that will happen, but he’s so batshit crazy, who knows. So I figure I should take the jump now and maybe any law changes that would happen would go towards people who aren’t collecting the pension yet.

        • Universal Monk@lemm.ee
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          1 month ago

          My pension plan is for state workers. So we can retire at 55 if we have at least 20 years service in. I turned 55 this year, and hit my 20th year this year.

          Of course, the longer I keep working, the bigger my pension would be. I took my current job with the plan to work for 3 more years, then retire.

          And I like my current job enough, but every single morning after I turned 55, when I wake up, I think to myself, “Shit if I were retired, I wouldn’t have to go anywhere.”

          My job is a 10-minute walk away. So I really have no right to bitch about it at all. But just “having” to be somewhere, gets on my nerves so much now! lol

          So since I don’t owe anybody shit, and I can live off of potatoes and beans, I’ll get by just fine. I don’t give a shit what people think of me, so no keeping up appearances. That right there, makes my lifestyle sustainable on low income.