Are you a guy? If so you many not know that men like us were paying FAR LESS for healthcare than women of our exact same age. I learned this when my woman co-worker (same age) and I were comparing pay stubs many years ago (and many years prior to the ACA). As a young 20 year old man I was paying $30/paycheck. She was paying $124/paycheck simply because she was a woman.
This is one of the things the ACA fixed, and I agree with it. Men pay the same as women under the ACA.
Another thing that the ACA fixed was “swiss cheese” insurance. Insurance policies were filled with tons of tiny exclusions where you would be paying for premiums for months or years and when you finally needed it for something big, they’d point out fine print and you’d have no coverage. The ACA stopped that and made all insurance plans have a basic level of coverage they couldn’t weasel out of. So you may have been paying cheap premiums before for insurance that would give you the finger when you needed it. The ACA fixed this. You’re paying now for coverage that actually covers what it says.
now someone with a preexisting condition can pay $500 a month for a 50k deductible! So much hope and change!
I don’t know how much you know about chronic health problems that were previously called “pre-existing conditions”. $500 a month for a 50k deductible would a godsend for many prior to the ACA. Treatment can cost literally millions of dollars, and if $50k covers that, its amazing.
You may not have a condition that needs this today, but you may in the future. You’d be thankful you would be covered by the ACA rules.
Are you a guy? If so you many not know that men like us were paying FAR LESS for healthcare than women of our exact same age. I learned this when my woman co-worker (same age) and I were comparing pay stubs many years ago (and many years prior to the ACA). As a young 20 year old man I was paying $30/paycheck. She was paying $124/paycheck simply because she was a woman.
This is one of the things the ACA fixed, and I agree with it. Men pay the same as women under the ACA.
Another thing that the ACA fixed was “swiss cheese” insurance. Insurance policies were filled with tons of tiny exclusions where you would be paying for premiums for months or years and when you finally needed it for something big, they’d point out fine print and you’d have no coverage. The ACA stopped that and made all insurance plans have a basic level of coverage they couldn’t weasel out of. So you may have been paying cheap premiums before for insurance that would give you the finger when you needed it. The ACA fixed this. You’re paying now for coverage that actually covers what it says.
I don’t know how much you know about chronic health problems that were previously called “pre-existing conditions”. $500 a month for a 50k deductible would a godsend for many prior to the ACA. Treatment can cost literally millions of dollars, and if $50k covers that, its amazing.
You may not have a condition that needs this today, but you may in the future. You’d be thankful you would be covered by the ACA rules.