Well, they would argue that they fronted the money and thus took all the risk. And maybe at one point that was actually true. But since the gov worked for them… over time it worked to reduce the risk. I agree the result is disliked, but I was talking about how it got to where it was, why it came into being, and that we shouldn’t expect it to be anything but what it is. We just need a balancing force to counter it.