This advice is indistinguishable from unsolicited mail wanting to buy houses in cash at above market rate… Presumably so Blackrock can jack it up, restrict supply, and charge way more while doing way less.

Which is exactly what OP post is trying to fix.

I’m not a hero, but I’m doing what’s fair given the system we have. Even I’m saying this is fucked, but it’s the best I can do to affect things for the better.