What gets me to is retirement is disappearing but even the way we did it was a bit wierd. 40 hours to zero. Its sorta happening with retirees needing to get part time jobs but folks should be able to work in their field less. How about rather than retirement age in the upper sixties we start the process at 55 and have people reduce the hours they put in by half a day a year. Stick around to offload and train and such and by the end your mostly there as a resource to pull from.