I’ve been ignoring them for a decade and they kept going into forbearance and shit so it just kept being something I could avoid thinking about, but now they’re like “yeah dude you’re gonna default tomorrow” and I don’t know if I can even pay anything to avoid default
like do I need to pay the current outstanding amount due because that’s like $6000 fucking dollars
it says the monthly payment is like 400 something, but I don’t know if I can just pay that and avoid default
i guess i’m getting my wages garnished


well I guess I applied for that but I guess I have to wait so I guess I’m still going to miss this deadline tomorrow but I’m really confused why it even matters when studentaid.gov already shows all these loans already in default
i’m really glad I owe 50% of the loan principal in interest i love this country I’m so glad I went to college at 18 like every fucking influence in my life wanted me to
I feel ya I had to apply last week. Have you tried calling? You may be able to get it into temporary forebearance until the IBR goes through.