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Joined 3 years ago
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Cake day: July 2nd, 2023

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  • I think SK Hynix’s projection is incredibly naive. I’d be surprised if by 2028 the Chinese haven’t captured this market yet, inevitably impacting prices.

    You don’t have to be an oracle to expect this, it is a fact that CXMT is already scaling up consumer DDR5 production. Yes they are behind in technology, but home users won’t care much as long as they can put them into their DDR5 mobos & run them in dual channel…

    Anyway my prediction is that 2 years from now the prices will be significantly down, but still high compared the business as usual & the moment the bubble pops -if it does & not before 2029- prices will go down to what’s normal or even below normal for the larger sticks.

















  • loan

    I think rather than loans, the main problem is that usable higher education is absurdly expensive in the US.

    The reality is that in 2026 over two thirds of the teaching effort that happens in a University is redundant. Colloquiums are a total waste of time when you could just record them once & give the students the recording, maybe occasionally adjusting it to curriculum changes every 2-3 years. The quality of the recording could be much better than a live professor as well. (no awkward pauses, no mistakes etc…)

    Also outside of the most elite institutions motivated students wouldn’t really be much worse off than now, if the Uni only did examinations twice / semester & just provided or sold the learning material, or maybe not even that, just let the student self learn however they can from whatever they can & then test if their knowledge is up to a decently high standard. This would certainly work for the first 2-3 years of Uni. Of course whenever bigger student projects become inevitable, like from the 3rd year onward, more hands on interactions become a must, but overall I’m confident that education could be much much cheaper & more efficient and that before considering what happens if Ai becomes big in organized education.


    Sure, I do agree with you that most people with no money, an average brain & mental fortitude would probably be better off, if they become plumbers, carpenters etc… Getting a student loan on an art degree without being supremely talented is insane & it certainly will have life ruining consequences. Though there is also enlisting to the US Army to consider when it comes to student loan talk…