
Other countries have them as well but the US has the most pervasive one.
Your credit score is based on the history of accounts and payments. If you have late payments it goes down. If you have many accounts for a long time in good standing it is goes up. A person who has many accounts and has paid off everything for 15 years might have a score of 800. Someone who has missed credit card payments and has things in collections might have a 550.
When you go to get a loan for a house or car the high credit score person might be given a 5% loan and the low credit score person no loan or a very poor rate sometimes over 20%. It can take years to change your credit score.
Switch 2 to me is something I’m okay with from the perspective of, I think these consoles need to update more often. Nintendo didn’t have anything revolutionary to add this time around, but wanted to update the Switch because it had been 8 years. It’s nearly 100% backwards compatible. This is a better choice than the WiiU which basically was Wii without the fun.
I’m curious what Sony and Microsoft do because there isn’t any new improved tech for those devices that would really drive a better experience for people. Microsoft seems to be toying with the Xbox isn’t a single device it’s an experience concept. Sony made the Pro and no one cared.