I’m not sure where this myth comes from but it’s not true.
I guess a tiny truth… Posting a $0 balance on all accounts can hit it a bit. But it goes away instantly and also you can and should post a balance, then pay it off. You won’t pay any interest that way. If you’re posting $0 on your cards you’re either not using them (why have them?) or unnecessarily paying them off before statement date.
I’m not sure where this myth comes from but it’s not true.
I guess a tiny truth… Posting a $0 balance on all accounts can hit it a bit. But it goes away instantly and also you can and should post a balance, then pay it off. You won’t pay any interest that way. If you’re posting $0 on your cards you’re either not using them (why have them?) or unnecessarily paying them off before statement date.