You know, like “always split on 18,” or “having kids is the most rewarding thing you can do in life.”

What’s that one bit of advice you got from a trusted friend that you know deep, deep down would just ruin your thing?

  • HobbitFoot
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    3 months ago

    The test is to see if you can handle having access to credit you don’t use. Can you operate within the current financial system without going bankrupt?

    It is also the reason why recent inquiries on credit can also tank a credit score. You’re riskier to lend to because you are trying to get more debt than you were used to.