I have been using Lemmy for 20 days, at first I opened an account at Lemmy.world because you can join without writing a text and waiting approval. I have been enjoying the experience overall but despite the admin teans best efforts Lemmy.world has been experiencing some serious performance issues. If you want to avoid that join a smaller instance, preferably hosted in your country. I joined discuss.tchncs.de today and everything is so much faster it has added benefit of being able to see beehaw.org posts too. It will improve not only your but all other Lemmy.world users experience too.
You’re right that you don’t have to on most large instances, and that you can make burner email accounts if you have to.
But this post was simply about telling people to be careful of smaller, less known instances. The links you provided are excellent ways to protect yourself, even outside of Lemmy.