Just one month into the year, the city already has run through well over half of the $82 million that Mayor Brandon Johnson set aside for 2025 to cover police misconduct settlements and judgments. And more than 220 lawsuits are still pending for just three ex-cops.
“as long as you can pay your insurance premium, you have license to abuse power.” Which is kind of what it already is - the city will pay the settlement, using tax dollars to do it.
Excactly, except this introduces the “as long as you can pay”. With bad cops continuing to get judgments their premiums will keep increasing. At some point the “as long as you can pay” kicks in, because they can’t afford to pay the insurance anymore, and they’re out as cops. The great part about this is that this is in complete control of the individual cop. If they’re good cops, they won’t get judgments against them, their rates won’t rise. They stay employed as cops.
There could be an unexpected consequence of shifting the financial burden from “the department” to each individual officer. When you’re paying for your insurance, you might feel more entitled to “use it.” Brains don’t always make logical judgments.
I’m totally fine with that because its bad cop behavior. If a bad cop plans to “use” his insurance, they’ll quickly learn that the consequences are higher premiums coming directly out of the bad cop’s pocket. If they don’t learn the first time and keep “using” the insurance, in short order they won’t be able to afford their insurance and they will no longer be cops.
Yeah its like im paying for insurance on this car. If I don’t crash it once in awhile im just being a sucker. I need to throw rocks at my own house. No one gets incentivized to raise their insurance rates. I mean I get dumb but this is one thing even the lizard brain gets.
Excactly, except this introduces the “as long as you can pay”. With bad cops continuing to get judgments their premiums will keep increasing. At some point the “as long as you can pay” kicks in, because they can’t afford to pay the insurance anymore, and they’re out as cops. The great part about this is that this is in complete control of the individual cop. If they’re good cops, they won’t get judgments against them, their rates won’t rise. They stay employed as cops.
There could be an unexpected consequence of shifting the financial burden from “the department” to each individual officer. When you’re paying for your insurance, you might feel more entitled to “use it.” Brains don’t always make logical judgments.
The bad officers probably
I’m totally fine with that because its bad cop behavior. If a bad cop plans to “use” his insurance, they’ll quickly learn that the consequences are higher premiums coming directly out of the bad cop’s pocket. If they don’t learn the first time and keep “using” the insurance, in short order they won’t be able to afford their insurance and they will no longer be cops.
Yeah its like im paying for insurance on this car. If I don’t crash it once in awhile im just being a sucker. I need to throw rocks at my own house. No one gets incentivized to raise their insurance rates. I mean I get dumb but this is one thing even the lizard brain gets.