• HubertManne@moist.catsweat.com
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    2 days ago

    no its just like a house in a flood prone area. if you department and city has a lot of claims yours will be higher than the mayberry cop.

    • partial_accumen@lemmy.world
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      2 days ago

      Again, I think you missed this in my prior posts. I addressed this too. If you allow for the float based upon the history of no insurance, its going to bias against insurance at all. Doing what you’re proposing would immediately put good cops and bad cops on the same side against the idea of insurance. I’m not saying its impossible to shove a solution down the throat of someone that wants it, but its much much harder, and sometimes impossible with a particular political climate, especially the one we’re in right now. In short, entrenched interests will fight a solution. Fort the best chance of adoption, you want as many entities on the side of your solution. What your proposing does the opposite of that.

      • HubertManne@moist.catsweat.com
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        2 days ago

        Its easy enough to reduce the cost. Its just like any other insurance. Keep corruption and bad behavior for enough years and the cost will go down.

        • partial_accumen@lemmy.world
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          2 days ago

          You’re skipping the messy transition. We don’t get that luxury. What you’re proposing would mean we likely never get the chance to put the solution in place.

            • partial_accumen@lemmy.world
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              2 days ago

              Again, I’ve spoken about it already in prior post here: entrenched political interests would push back on it because you’re unnecessarily giving them the ammo to do so. This is the third time I’ve had to reference my prior posts to answer your current ones.

              I’m not sure if we just have different levels of engagement on this topic or there is another issue. Regardless, I feel I’m made my position clear. You’re welcome to disagree, I’ll let my prior posts continue to speak to my position instead of repeating myself again. Thanks for discussing this up to now! Have a great day!

              • HubertManne@moist.catsweat.com
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                2 days ago

                Sorry I was not looking for you to repeat your points I was just giving mine. I did not miss your points we just disagree. I think this is something that just needs to be done and its not up to the cops. The cops could have avoided this by policing their own better up till now.