• ECB selecting banks that want to take part in pilot phase

  • ECB setup costs to reach around 1.3 bln euros, Cipollone says

  • Banks to pocket fees, won’t have to pay system costs to ECB

  • Merchants will also have an incentive in terms of cap on fees

  • Kushan@lemmy.world
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    3 days ago

    I think this is quite a naive perspective on banks. You don’t want them making investments, yet you also don’t want to pay fees? How is that supposed to work? Do you want to pay for your banking services directly?

    • dnub@piefed.social
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      2 days ago

      I don’t want them making high investments on foreign assets, don’t expose too much, invest within europe, why not invest in infrastructure building or maintenance? It’s infrastructure so it’s needed… ROI is low? Probably because there’s less risk

      • Kushan@lemmy.world
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        2 days ago

        Surely they should be doing a bit of all of that, that’s how you reduce risk with investments.

        • dnub@piefed.social
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          2 days ago

          Yes, lend money to people to buy houses or start businesses… everything has risk but don’t expose too much to the inflated US market

          Thinking that banks need to collect a fee for small money transfers it’s not seeing how big banks really are

    • doleo@lemmy.one
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      2 days ago

      You don’t want them making investments, yet you also don’t want to pay fees?

      Correct.