• partial_accumen@lemmy.world
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      2 days ago

      Why would good cops see the line item growing? It would be a static value to the city/department. Only the bad cops would see growing premiums as it relates to judgments against that particular bad cop. Those growing premiums would be paid by the individual bad cop.

      • HubertManne@moist.catsweat.com
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        2 days ago

        no its just like a house in a flood prone area. if you department and city has a lot of claims yours will be higher than the mayberry cop.

        • partial_accumen@lemmy.world
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          2 days ago

          Again, I think you missed this in my prior posts. I addressed this too. If you allow for the float based upon the history of no insurance, its going to bias against insurance at all. Doing what you’re proposing would immediately put good cops and bad cops on the same side against the idea of insurance. I’m not saying its impossible to shove a solution down the throat of someone that wants it, but its much much harder, and sometimes impossible with a particular political climate, especially the one we’re in right now. In short, entrenched interests will fight a solution. Fort the best chance of adoption, you want as many entities on the side of your solution. What your proposing does the opposite of that.

          • HubertManne@moist.catsweat.com
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            2 days ago

            Its easy enough to reduce the cost. Its just like any other insurance. Keep corruption and bad behavior for enough years and the cost will go down.

            • partial_accumen@lemmy.world
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              2 days ago

              You’re skipping the messy transition. We don’t get that luxury. What you’re proposing would mean we likely never get the chance to put the solution in place.

                • partial_accumen@lemmy.world
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                  2 days ago

                  Again, I’ve spoken about it already in prior post here: entrenched political interests would push back on it because you’re unnecessarily giving them the ammo to do so. This is the third time I’ve had to reference my prior posts to answer your current ones.

                  I’m not sure if we just have different levels of engagement on this topic or there is another issue. Regardless, I feel I’m made my position clear. You’re welcome to disagree, I’ll let my prior posts continue to speak to my position instead of repeating myself again. Thanks for discussing this up to now! Have a great day!

                  • HubertManne@moist.catsweat.com
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                    2 days ago

                    Sorry I was not looking for you to repeat your points I was just giving mine. I did not miss your points we just disagree. I think this is something that just needs to be done and its not up to the cops. The cops could have avoided this by policing their own better up till now.