Alt text: Screenshot of a receipt showing payment over time of a $1.50 hotdog in four equal installments of $0.375 spread out every other week.

  • Shardikprime@lemmy.world
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    16 hours ago

    If you’re financing hotdogs interest free, I have no issue with it. The currency USD has, inflation, albeit low, so this is probably not a bad idea, check your t&Cs tho.

    Now if you are buying hot dogs, or any other meal, with buy now, pay later (BNPL) then it’s probably time to rethink your budget and personal finances, no meal is worth that kind of debt.

    • JackbyDev@programming.dev
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      15 hours ago

      Hell yeah, when people offer me interest free loans I take it.

      One time I misunderstood something as an interest free loans when it wasn’t so I paid it off entirely in the first bill. Sadly, I had to pay $0.01 in interest. How will I ever recover?

      • Shardikprime@lemmy.world
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        8 hours ago

        I mean the interest in a loan is basically an expression on how much they estimate the risk is for you to default on the debt itself

        It’s fair to apply it, as it is also fair for you to not take it, all things considered