• Vej@lemm.ee
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    1 year ago

    I truly feel credit cards are a tax on the poor.

    Sure you can try to keep up on payments, one day you may find out you cannot.

    • dangblingus@lemmy.world
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      1 year ago

      Don’t live outside your means. Eventually, one has to be accountable over their own finances.

      • Vej@lemm.ee
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        1 year ago

        I don’t. There’s not many more shady industries than the credit card industry. You have to sign up on a website to NOT get offers.

        Every store you go to tries to sell you one these days.

        Comically high interest rates.

        It’s not something I want to even dignify, because frankly it’s insulting.

        • mommykink@lemmy.world
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          1 year ago

          All of those are things that normal, educated, and well-adjusted people can account for and avoid when it goes against their self-interest. If you’re dumb enough to sign up for a J. Crew credit card because the guy at the counter said you’d get 10% off, you deserve to get taxed