

I could maybe believe that number is accurate for a median dual income family with no major health concerns before the premium increases that hit this year but it’s also absurdly high to begin with. To be basically fine and still pay $4k a year (probably around 5% of gross income) just for basic preventative care is absurd.
Edit: or if he only means out of pocket expenses but then you’re probably doubling or tripling that number by adding healthcare premiums for the insurance that doesn’t even kick in until the family wipes their savings out every year.












I don’t think you’re wrong in the sense that this is (mostly) how the system works but treating health insurance like any other kind of insurance is exactly why it is so expensive and unwieldy.